diff --git a/Service/Budget/BudgetStatsService.cs b/Service/Budget/BudgetStatsService.cs
index 90ec8bf..b8014c3 100644
--- a/Service/Budget/BudgetStatsService.cs
+++ b/Service/Budget/BudgetStatsService.cs
@@ -676,17 +676,18 @@ public class BudgetStatsService(
                     logger.LogInformation("添加当前年度预算: {BudgetName} - 预算金额: {Limit}, 实际金额: {Current}",
                         budget.Name, budget.Limit, currentAmount);
                 }
-                // 对于月度预算，添加当前及未来月份的预算（标记剩余月份数）
+                // 对于月度预算，仅添加当前月的预算项
                 else if (budget.Type == BudgetPeriodType.Month)
                 {
-                    var remainingMonths = 12 - now.Month + 1; // 包括当前月
+                    // 只计算当前月的实际值
+                    var currentAmount = await CalculateCurrentAmountAsync(budget, BudgetPeriodType.Month, referenceDate);
                     result.Add(new BudgetStatsItem
                     {
                         Id = budget.Id,
                         Name = budget.Name,
                         Type = budget.Type,
-                        Limit = budget.Limit,
-                        Current = 0, // 剩余月份不计算实际值
+                        Limit = budget.Limit, // 月度预算的原始限额
+                        Current = currentAmount, // 当前月的实际值
                         Category = budget.Category,
                         SelectedCategories = string.IsNullOrEmpty(budget.SelectedCategories)
                             ? []
@@ -694,10 +695,37 @@ public class BudgetStatsService(
                         NoLimit = budget.NoLimit,
                         IsMandatoryExpense = budget.IsMandatoryExpense,
                         IsArchive = false,
-                        RemainingMonths = remainingMonths
+                        // 标记这是当前月的月度预算，用于年度限额计算
+                        IsCurrentMonth = true
                     });
-                    logger.LogInformation("添加当前月度预算（剩余月份）: {BudgetName} - 预算金额: {Limit}, 剩余月份: {RemainingMonths}",
-                        budget.Name, budget.Limit, remainingMonths);
+                    logger.LogInformation("添加当前月的月度预算: {BudgetName} - 月度限额: {Limit}, 当前月实际值: {Current}",
+                        budget.Name, budget.Limit, currentAmount);
+
+                    // 如果还有剩余月份（未来月份），再添加一项作为未来的预算占位
+                    var remainingMonths = 12 - now.Month;
+                    if (remainingMonths > 0)
+                    {
+                        var futureLimit = budget.Limit * remainingMonths;
+                        result.Add(new BudgetStatsItem
+                        {
+                            Id = budget.Id,
+                            Name = budget.Name,
+                            Type = budget.Type,
+                            Limit = budget.Limit, // 月度预算的原始限额（用于描述时计算）
+                            Current = 0, // 未来月份无实际值
+                            Category = budget.Category,
+                            SelectedCategories = string.IsNullOrEmpty(budget.SelectedCategories)
+                                ? []
+                                : budget.SelectedCategories.Split(',', StringSplitOptions.RemoveEmptyEntries),
+                            NoLimit = budget.NoLimit,
+                            IsMandatoryExpense = budget.IsMandatoryExpense,
+                            IsArchive = false,
+                            IsCurrentMonth = false,
+                            RemainingMonths = remainingMonths
+                        });
+                        logger.LogInformation("添加未来月份的月度预算: {BudgetName} - 月度限额: {Limit}, 剩余月份: {RemainingMonths}",
+                            budget.Name, budget.Limit, remainingMonths);
+                    }
                 }
             }
         }
@@ -841,6 +869,12 @@ public class BudgetStatsService(
                 itemLimit = budget.Limit;
                 algorithmDescription = $"归档月度预算: 直接使用归档限额 {budget.Limit}";
             }
+            // 对于当前月的月度预算，直接使用原始限额
+            else if (budget.IsCurrentMonth)
+            {
+                itemLimit = budget.Limit;
+                algorithmDescription = $"当前月的月度预算: 直接使用月度限额 {budget.Limit}";
+            }
             // 对于当前及未来月份的预算，使用剩余月份折算
             else if (budget.RemainingMonths > 0)
             {
@@ -1082,6 +1116,7 @@ public class BudgetStatsService(
         public bool IsArchive { get; set; }
         public int ArchiveMonth { get; set; } // 归档月份（1-12），用于标识归档数据来自哪个月
         public int RemainingMonths { get; set; } // 剩余月份数，用于年度统计时的月度预算折算
+        public bool IsCurrentMonth { get; set; } // 标记是否为当前月的预算（用于年度统计中月度预算的计算）
     }
 
     private string GenerateMonthlyDescription(List<BudgetStatsItem> budgets, decimal totalLimit, decimal totalCurrent, DateTime referenceDate, BudgetCategory category)
@@ -1198,15 +1233,16 @@ public class BudgetStatsService(
         // 当前月度预算（剩余月份）
         if (currentMonthlyBudgets.Any())
         {
-            description.AppendLine($"<h3>当前月度{categoryName}预算（剩余月份）</h3>");
+            description.AppendLine($"<h3>当前月度{categoryName}预算（当前月及未来月）</h3>");
             description.AppendLine("""
             <table>
                 <thead>
                     <tr>
                         <th>名称</th>
-                        <th>单月预算</th>
-                        <th>剩余月份</th>
+                        <th>类型</th>
+                        <th>计算方式</th>
                         <th>合计额度</th>
+                        <th>实际金额</th>
                     </tr>
                 </thead>
                 <tbody>
@@ -1215,13 +1251,18 @@ public class BudgetStatsService(
             foreach (var budget in currentMonthlyBudgets)
             {
                 var budgetLimit = CalculateBudgetLimit(budget, BudgetPeriodType.Year, referenceDate);
+                var typeStr = budget.IsCurrentMonth ? "当前月" : "未来月";
+                var calcStr = budget.IsCurrentMonth 
+                    ? $"1月×{budget.Limit:N0}" 
+                    : $"{budget.RemainingMonths}月×{budget.Limit:N0}";
 
                 description.AppendLine($"""
                 <tr>
                     <td>{budget.Name}</td>
-                    <td>{budget.Limit:N0}</td>
-                    <td>{budget.RemainingMonths}</td>
+                    <td>{typeStr}</td>
+                    <td>{calcStr}</td>
                     <td>{budgetLimit:N0}</td>
+                    <td>{(budget.IsCurrentMonth ? budget.Current.ToString("N1") : "-")}</td>
                 </tr>
                 """);
             }
@@ -1282,7 +1323,14 @@ public class BudgetStatsService(
         foreach (var budget in currentMonthlyBudgets)
         {
             var budgetLimit = CalculateBudgetLimit(budget, BudgetPeriodType.Year, referenceDate);
-            limitParts.Add($"{budget.Name}(剩余{budget.RemainingMonths}月×{budget.Limit:N0}={budgetLimit:N0})");
+            if (budget.IsCurrentMonth)
+            {
+                limitParts.Add($"{budget.Name}(当前月×{budget.Limit:N0}={budgetLimit:N0})");
+            }
+            else
+            {
+                limitParts.Add($"{budget.Name}(剩余{budget.RemainingMonths}月×{budget.Limit:N0}={budgetLimit:N0})");
+            }
         }
         
         // 年度预算部分