diff --git a/Service/Budget/BudgetSavingsService.cs b/Service/Budget/BudgetSavingsService.cs
index e921566..f6620b0 100644
--- a/Service/Budget/BudgetSavingsService.cs
+++ b/Service/Budget/BudgetSavingsService.cs
@@ -370,10 +370,19 @@ public class BudgetSavingsService(
         #endregion
 
         var savingsCategories = await configService.GetConfigByKeyAsync<string>("SavingsCategories") ?? string.Empty;
-        var current = monthlyExpenseItems.Sum(item => item.current) 
-                    + yearlyExpenseItems.Sum(item => item.current)
-                    - monthlyIncomeItems.Sum(item => item.current)
-                    - yearlyIncomeItems.Sum(item => item.current);
+        var currentActual = 0m;
+        if (!string.IsNullOrEmpty(savingsCategories))
+        {
+             var cats = new HashSet<string>(savingsCategories.Split(',', StringSplitOptions.RemoveEmptyEntries));
+             foreach(var kvp in transactionClassify)
+             {
+                 if (cats.Contains(kvp.Key.Item1))
+                 {
+                     currentActual += kvp.Value;
+                 }
+             }
+        }
+
         var record = new BudgetRecord
         {
             Id = -2,
@@ -391,7 +400,7 @@ public class BudgetSavingsService(
 
         return BudgetResult.FromEntity(
             record,
-            current,
+            currentActual,
             new DateTime(year, month, 1),
             description.ToString()
         );